Uyu munsi / Today: 27.12.2025
✍️ Dr. Havugimana Alexis
“Ubukire si amafaranga menshi gusa, ahubwo ni ukumenya aho ava, aho ajya, n’impamvu ajyayo.”
Mu mpera z’umwaka, si umwanya wo kwizihiza gusa, ni n’igihe cyo kwisuzuma. Umwaka wa 2025 uragiye gusiga amasomo menshi ku bijyanye n’imari n’imicungire y’umutungo bwite. Abenshi bakora cyane bakinjiza, ariko bake bakamenya gucunga neza ibyo binjije. Iyi nyandiko igamije gufasha buri musomyi kwisubiraho no gutegura 2026 ifite icyerekezo cy’ubukungu gishingiye ku bwenge.
Mu mpera z’umwaka wa 2025, buri muntu agira umwanya wo kwisubiraho. Ni igihe cyo kwibaza ibibazo by’ingenzi ku mari n’imicungire y’umutungo, si mu rwego rwo kwishinja, ahubwo mu rwego rwo kwiyubaka no gutegura ejo hazaza heza.
🔍 Kwisuzuma: Ese imari yawe yagenze ite mu 2025?
Imari itangira kumera neza igihe umuntu ahagaritse kuyibona nk’amafaranga gusa, akayifata nk’igikoresho cyo kugera ku ntego. Uyu munsi ni uwo kwibaza ibi bibazo by’ingenzi:
- Winjije angahe mu mwaka wa 2025?
- Wasohoye angahe, kandi se byari ngombwa cyangwa byari ibyifuzo gusa?
- Hari icyo wizigamiye cyangwa amafaranga yose yarashize?
- Ufite amadeni angahe uriho kugeza uyu munsi?
- Ni bangahe urimo amadeni (abantu cyangwa ibigo)?
- Ni bangahe bagufitiye amadeni, kandi ayo madeni arishyurwa gute?
- Wari ufite gahunda y’imari isobanutse cyangwa wakoresheje amafaranga uko aje?
- Imikoreshereze y’amafaranga yawe yarajyanye n’intego zawe z’igihe kirekire?
- Ni iki ugiye guhindura mu micungire y’imari yawe mu 2026?
- Ukeneye umujyanama mu by’imari cyangwa igihe kirageze cyo kwigira ku makosa yawe?
💡 Isomo ry’ingenzi
Imari idacunzwe neza ishobora gutuma:
- Ufite byinshi abura amahoro,
- Ufite bike adatera imbere,
- Amafaranga akayobora umuntu aho ari we wagombye kuyayobora.
Ni yo mpamvu gucunga neza amafaranga make ari intambwe ya mbere iganisha ku mutungo munini n’ituze rirambye.
📌 Ibyibandwaho uyu munsi
- Tandukanya ibikenewe n’ibishakwa gusa.
- Tegura ingengo y’imari ya buri kwezi n’iy’umwaka.
- Irinde amadeni adafite igenamigambi.
- Izere kwizigamira nk’umuco, si nk’igikorwa gisigaye.
- Menya ko amadeni meza yubaka ejo hazaza, ariko amadeni mabi ayasenya.
🧭 Reba imbere: 2026
Gusoza 2025 neza ni ugutangira 2026 ufite:
- Ubumenyi ku mafaranga yawe,
- Ubugenzuzi ku mikorere yayo,
- N’icyerekezo gishingiye ku ntego zisobanutse.
“Imari idacunzwe neza ni yo ituma abakize bakena, n’abafite amahirwe bayatakaza.”
— Dr. Havugimana Alexis
Icyitonderwa ku basomyi- Nshuti Zanjye :
Iyi nyandiko igamije kugufasha gutekereza, si uguhatira. Intambwe nto utera uyu munsi ishobora kuba intangiriro y’impinduka ikomeye mu buzima bwawe bw’imari.
– Dr. Havugimana Alexis
- “Ubukungu bw’umuntu butangira kumera igihe abaye inshuti y’ubwenge.”
- “Imari idacunzwe neza ni yo ituma abakize bakena.”
- “Amahirwe akomeye aruta amafaranga menshi igihe acungwa neza.”
- “Gucunga neza bike bigutegurira byinshi.”
- “Umuntu ufite ubushishozi mu micungire y’amafaranga aba afite umutungo utagira iherezo.”
- “Ubukire si ukujya mu madeni menshi, ahubwo ni ukumenya kuyakoresha neza.”
- “Amafaranga agomba kugukorera, si wowe ugomba kuyakoresha gusa.”
- “Ibyo wicunga ubu ni byo bizaguha ituze ejo hazaza.”
- “Kwizigamira ni intambwe ya mbere y’ubukire burambye.”
- “Ntukigire umutungo wawe umugaragu wawe, ahubwo uwuyobore.”
- “Amadeni meza arubaka, amadeni mabi arangiza.”
- “Gucunga amafaranga biganisha ku bwigenge bw’umuntu.”
- “Ubukire bwa nyabwo ni ubwo butuma ubasha gufasha abandi.”
- “Intego z’imari zigomba gushyirwaho mbere y’uko amafaranga atangira kugenda.”
- “Umuntu uzi gukoresha umutungo we neza, aba azi gukoresha n’ubuzima bwe.”
- “Ibintu byose bikenewe bigomba kuza mbere y’ibishakwa gusa.”
- “Amateka y’amafaranga yawe ni amasomo y’igihe kizaza.”
- “Ubwenge mu micungire y’umutungo buruta amafaranga menshi atunguranye.”
- “Kwiga gucunga umutungo ni kwiga gucunga ubuzima bwawe.”
- “Ubukire butavuyemo ubwenge burashira vuba.”
- “Ntukemere ko amafaranga ayobora ubuzima bwawe.”
- “Guhindura imikorere y’imari ni intangiriro y’impinduka nziza.”
- “Inzozi zawe zigomba guhurira ku ntego zawe z’imari.”
- “Amadeni ni igikoresho; uyakoresha nabi arangiza byose.”
- “Kwizigamira si uguhisha amafaranga, ni ukumenya igihe n’uburyo bwo kuyakoresha.”
- “Iyo ucungishije umutungo wawe neza, ubukire burakuzamura.”
- “Amakosa mu micungire y’amafaranga atuma utabona amahirwe yose uriho.”
- “Ubukire bukomoka ku mahame, si ku mishyikirano y’akanya gato.”
- “Iyo umutungo wawe ugenzurwa n’ubwenge, uba ufite amahoro nyakuri.”
- “Uko uhitamo gukoresha amafaranga yawe uyu munsi, ni cyo kigaragaza ejo hazaza hawe.”